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Health Insurance


About Gap Cover


Life and health can be unpredictable, so even if you think you’ve planned for every emergency by having medical aid, you can still be surprised by expensive doctor’s bills that are not covered in their entirety by your medical scheme.

What we cover


Our gap cover products are designed to cover medical expense shortfalls between a doctor’s account and what your medical scheme will pay. With Constantia’s gap cover, you have peace of mind that the difference will be covered and won’t leave you out of pocket.

What is different about our cover?


As an individual consumer, you should be free to select the medical scheme that is most suitable to you, with gap cover then protecting you against unforeseen events and additional charges.

Our range of gap cover products:

  • Are compatible with all registered South African medical schemes
  • Provide cover to individuals and families
  • Provide cover to corporate employer groups

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