side-area-logo

Individual Life and Funeral Cover


About Life


Protect your business if you, your business partner or any key person in your business suffers a critical illness, becomes disabled or dies.

What we cover


Key Person Assurance: Compensates the business for the financial loss and disruption it would sustain due to the death, disability or critical illness of a key employee.

Buy and Sell Agreement: Provides proceeds to the business for the purchase of the shareholder’s interest upon death, disability or diagnosis of a critical illness of the co-shareholder.

Contingency Liability: Provides proceeds to the business to fund the liability related to the suretyship agreement entered into between the surety and the creditor on behalf of the business.

What is different about our cover?


This offering is geared towards a holistic view of the business:

  • Income statement protection – commercial loss cover
  • Cost-effective life cover
  • Legal assistance and expenses
  • Cash flow protection (SASPRO)
  • Risk management assistance