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Commercial Insurance


About SMME Business Insurance


Small, Medium and Micro Enterprises (SMMEs) are key to South Africa’s economic growth but they face many risks that, should they occur, would have a devastating impact on the sustainability of the business. For this reason, Constantia offers SMME business insurance to ensure that you and your business are protected.

What we cover


The cover offered by Constantia is not usually available to SMMEs and will provide protection against financial losses due to:

  • Fraud by external parties
  • Prevention of access
  • Loss of attraction
  • Supply chain disruption
  • Dependency on third party performance

What is different about our cover?


Not all risks are under the direct control of the business owner and their business. So, in addition to the standard cover you would expect including fire, office contents, theft and public liability, Constantia also offers legal defender, SASPRO, business interruption and commercial loss cover for qualifying businesses.