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Legal and resources


A resource centre for Constantia’s legal
and financial documents

Terms of service

1. Terms

By accessing the website at http://constantiagroup.co.za, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Constantia Insurance Company’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on Constantia Insurance Company’s website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Constantia Insurance Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Constantia Insurance Company’s website are provided on an “as is” basis. Constantia Insurance Company makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Constantia Insurance Company does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

Permission is granted to temporarily download one copy of the materials (information or software) on Constantia Insurance Company’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on Constantia Insurance Company’s website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Constantia Insurance Company at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

5. Accuracy of materials

The materials appearing on Constantia Insurance Company’s website could include technical, typographical, or photographic errors. Constantia Insurance Company does not warrant that any of the materials on its website are accurate, complete or current. Constantia Insurance Company may make changes to the materials contained on its website at any time without notice. However Constantia Insurance Company does not make any commitment to update the materials.

6. Links

Constantia Insurance Company has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Constantia Insurance Company of the site. Use of any such linked website is at the user’s own risk.

7. Modifications

Constantia Insurance Company may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of South Africa and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

9. Competition Terms and Conditions

Property Show Competition (19 October – 20 November 2019)

  1. The promoter of the competition is Constantia Insurance Company Limited.
  2. The competition will run from 19 October 2019 until 20 November 2019.
  3. The prize is a Nescafe Dolce Gusto Coffee machine.
  4. By entering the competition and/or accepting any prize (if you are a winner), you agree to be bound by these terms and conditions.
  5. The competition is open to all participants within the Republic of South Africa.
  6. You are not eligible to participate in this competition if: a) You are a director, member, partner, employee, agent or consultant of Constantia Insurance Company Limited, its affiliates, divisions, subsidiaries or any other person who supplies goods or services in connection with the competition; b) You are a spouse, life partner, parent, child or sibling, immediate family member, business partner or associate of the persons specified in 7 (a) above;
  7. A winner will be chosen at random and will be announced 31 October 2019.
  8. The winner will be notified via email or telephone. An alternative winner will be drawn if, after three attempted messages, Constantia Insurance Company Limited cannot reach the initial winner.
  9. The prize is not transferable.
  10. The judges’ decision is final, and no further correspondence will be entered into.
  11. Constantia Insurance Company Limited and their delivery agent do not accept responsibility or liability for any loss or damage and will also not be responsible or liable for any further expenses or fees required for purpose of using, applying or enjoying the prize won in this competition.
  12. The winner gives Constantia Insurance Company Limited and its authorised agents consent to use their name for publicity purposes.
  13. Constantia Insurance Company Limited reserves the right to vary, suspend, postpone or terminate the competition and any prizes, or any aspect thereof, for any reasons whatsoever and without notice. In such event, you hereby waive any rights or expectations which you may have against Constantia Insurance Company Limited and acknowledge that you will not have any recourse or claim of any nature against Constantia Insurance Company Limited.
  14. By participating in this competition, you consent to: (i) the processing of your personal information by Constantia Insurance Company Limited and other companies in the Constantia Insurance Company Limited, any other of their operators, agents and subcontractors (who may be outside South Africa) on the condition that they will keep such information confidential; (ii) the collection of your personal information from any other source to supplement the personal information which Constantia Insurance Company Limited has about you; (iii) the retention by Constantia Insurance Company Limited of your personal information for as long as permitted for legal, regulatory, fraud prevention, and marketing purposes; (iv) Constantia Insurance Company Limited using your personal information to send you information about products, services, and special offers of various companies in the Constantia Insurance Company Limited that may be of interest or value to you.
  15. You can choose to be excluded from direct marketing by notifying Constantia Insurance Company Limited in writing or by registering a block on any registry which Constantia Insurance Company Limited is bound by law to recognise. Constantia Insurance Company Limited will not charge you a fee to update this request on its systems. Constantia Insurance Company Limited will give effect to any changes requested by you as soon as reasonably possible.
  16. These terms and conditions are also available by calling Jo Lennert on 021 007 4510 (standard Telkom rates apply).

Privacy Policy

Your privacy is important to us. It is Constantia Insurance Company’s policy to respect your privacy regarding any information we may collect from you across our website, http://constantiagroup.co.za, and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.

We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use or modification.

We don’t share any personally identifying information publicly or with third-parties, except when required to by law.

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.

You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us.

This policy is effective as of 1 June 2018.